Your Closing Costs

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Every home sale involves fixed costs. Sellers and buyers usually share these closing costs, as specified in the real estate sales contract.

Many of the closing costs associated with buying a home are associated with getting the mortgage. At Blue Sky Mortgage, we have extensive experience in mortgage lending, so we can provide you with a comprehensive list of closing costs related to your mortgage in your "Good Faith Estimate".

Standard Closing Costs

Loan-Related Costs
  • Appraisal Costs
  • Obtaining Your Credit Report
  • Up-front Interest Payment
  • Escrow Fees
  • Taxes
  • Loan Origination Fee
  • Points — A fee paid to lower your interest rate (optional)
Property Taxes
  • Transfer Taxes & Recording Fees
  • Insurance
Homeowners Insurance
  • Title Insurance
  • Flood / Quake Insurance if applicable
  • Private Mortgage Insurance (PMI)
Blue Sky Mortgage can answer questions about these closing costs. Give us a call: 970/476.0602.